Shared expenses, sorted

Split costs. See who owes whom.

SplitEven keeps every shared expense in one ledger and settles the math in real time, so nobody has to be the one who brings it up - plus tracks your own accounts, budgets, and spending right alongside it.

🏔️

Baguio Trip

🏠

Apartment 4B

MJRCATKP

+₱1,240.00

you're owed

Groceries (Robinsons)₱860.00
Wifi, June₱1,499.00

See it in 15 seconds

The app, up close

Real screens from the web app and the Android app, not mockups.

On the web

Nothing to install. Open it in any browser, on desktop or phone.

Web dashboard with shared balances, personal balance, and your groups
Your dashboard, shared and personal in one view
Web group page with who owes whom and recent expenses
Group balances and settle-up
Web Insights page with a personal spending-by-category chart
Insights by month, personal or shared
Web Finances page with total balance and accounts
Accounts, budgets, and transactions

On Android

The same account and data, in your pocket.

SplitEven home screen showing total balance and your groups
Everything at a glance
A group overview with who owes whom and recent expenses
Who owes whom, settled
Insights tab with a spending-by-category donut chart
See where money goes
Finances tab with accounts and budgets
Your accounts and budgets

Three steps, start to settled

1

Start a group

Name it, add an icon, invite people with a link. No app store required to join.

2

Log an expense

Enter the amount and pick who paid. Split it equal, exact, by percentage, or by shares.

3

Settle up

SplitEven works out the minimum number of payments needed to zero everyone out.

Everything a group needs to stay square

Real-time balances

Add an expense and every member sees the updated balance instantly. No group chat spreadsheet, no chasing people down.

Mika owes Reg₱620.00
Ken owes Reg₱310.00

Groups for every crew

Trips, roommates, couples. Keep each group's expenses in its own ledger.

Receipts and categories

Attach a photo, tag the category, and filter your ledger later.

Split it your way

Not every cost divides evenly. Pick the method that fits.

Equal

Split evenly across everyone

Exact

Set each person's amount

Percentage

Divide by custom percentages

Shares

Weighted by shares, like 2:1:1

Your own money, tracked right alongside your groups

SplitEven isn't just for splitting bills. It's a personal finance app too - private to you, never visible to anyone you split expenses with.

Multiple accounts

Cash, cards, bank - track balances across everywhere your money actually sits.

Budgets by category

Set a monthly limit per category and watch progress as you spend.

Calculator built into every amount

Work out a split or a sum of receipts right where you type the number - no switching apps.

Spending insights

See where your money goes by category, and how your group spending breaks down too.

Total balance

₱42,180.50

Groceries budget₱4,200 / ₱6,000
Transport budget₱1,850 / ₱2,500

Spending by category

Housing 45% Food 30% Other 25%
Shared + personal, connected

Fronted the group bill? Your budget knows the difference.

When you pay a shared expense from your own account, only your share counts as your spending. The rest is tracked as money owed to you, and when friends pay you back it's not mistaken for income.

You paid for groceries from GCash

₱3,000.00

Counted as your spending₱750.00
Tracked as owed to you₱2,250.00
When they pay you backNot counted as income

And the details that make it stick

Invite by link

Share a link or code and friends join in a tap.

Receipt photos

Snap the receipt and keep it attached to the expense.

Recurring expenses

Rent and subscriptions post themselves on schedule.

Push notifications

Get pinged when someone adds an expense or settles up.

CSV import and export

Bring your data in, or take it all out, any time.

Light and dark themes

Easy on the eyes at any hour, inside the app.

Your data, protected

Row-level security means only you and your groupmates can ever see your data. Nothing is sold, and nothing is used for advertising.

On the web, and on Android today

Use SplitEven right in your browser, or download the Android app directly - a Google Play listing is on its way.

Download the app

Questions people actually ask

Does everyone in the group need the app?

No. You can invite people by link, and they can view and settle their balance from a browser without installing anything.

Can a group use more than one currency?

Yes. Every group has its own currency, so one group can run in pesos while another runs in dollars.

How does the minimum-payments settle-up work?

Instead of everyone paying everyone, SplitEven simplifies the group's debts down to the fewest transactions that get everyone back to even.

Can I track my own spending, not just group expenses?

Yes. Personal accounts, budgets, categories, and transactions live alongside your groups, completely separate from anyone else's view.

Is my personal finance data shared with my groups?

Never. Group data (expenses, balances, settlements) is visible to that group's members - that's the point of a shared ledger. Your personal accounts, budgets, and transactions are private to you, always.

Can I get my data out?

Yes, export your full personal or group ledger to CSV any time from Settings - no lock-in.

Is it free?

Yes, SplitEven is free to use right now, with every feature included.

Does it work on iPhone?

SplitEven runs in any browser, including Safari on iPhone. The native app is Android-only for now, with a Google Play listing on the way.

Start your first group in a minute

Free to start. No card required.

Built by Peniko

SplitEven is a Peniko product.

Peniko makes friendly software for small businesses. See what else we're building.

Visit Peniko